Terms of Service
Last updated: October 25, 2025
1. Acceptance of Terms
By accessing and using Take Home Pay Calculator ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.
2. Description of Service
Take Home Pay Calculator is a free online tool that provides:
- Paycheck and net salary calculations
- Federal income tax estimation
- State income tax calculations for all 50 US states
- FICA tax calculations (Social Security and Medicare)
- Pre-tax deduction calculations (401k, HSA, etc.)
3. Use of Service
Permitted Uses
You may use our calculator for:
- Personal financial planning
- Salary comparison and job evaluation
- Educational purposes
- Budget planning
Prohibited Uses
You may NOT:
- Use automated tools to scrape or harvest data from the Service
- Reverse engineer or attempt to extract the source code
- Use the Service for illegal purposes
- Interfere with or disrupt the Service
- Redistribute or resell the Service
4. Important Disclaimers
Estimates Only
IMPORTANT: This calculator provides estimates for planning purposes only. Actual take-home pay may vary based on:
- Employer-specific withholding practices
- Additional deductions not included in our calculator
- State and local tax variations
- Changes in tax laws and regulations
- Your specific W-4 settings and allowances
Not Tax Advice
This Service does NOT provide tax advice. Results should not be considered as:
- Professional tax consultation
- Official IRS guidance
- Legal or financial advice
- A substitute for consulting with a qualified tax professional
For tax planning and filing, always consult with a licensed tax professional or certified public accountant (CPA).
5. Privacy and Data
Your privacy is important to us:
- All calculations are performed locally in your browser
- We do NOT store your salary or financial information
- No personal data is transmitted to our servers
- See our Privacy Policy for details
6. Intellectual Property
All content, design, code, and algorithms used in this Service are owned by Take Home Pay Calculator and protected by copyright law. Unauthorized use is prohibited.
7. Service Availability
The Service is provided "AS IS" without warranties of any kind. We do not guarantee:
- Uninterrupted availability
- Error-free operation
- Accuracy of all calculations
- Compatibility with all devices or browsers
We reserve the right to modify, suspend, or discontinue the Service at any time without notice.
8. Limitation of Liability
To the maximum extent permitted by law, Take Home Pay Calculator shall NOT be liable for:
- Any financial decisions made based on calculator results
- Inaccuracies in tax calculations
- Loss of data or interruption of service
- Direct, indirect, incidental, or consequential damages
9. Tax Year and Rate Updates
We strive to keep our tax rates current and accurate. However:
- Tax rates and brackets are updated based on official IRS publications
- We are not responsible for delays in updating rates
- Always verify current tax rates with official sources
10. User Responsibilities
You are responsible for:
- Entering accurate information into the calculator
- Verifying results with your employer or tax professional
- Understanding that results are estimates
- Complying with all applicable laws when using the Service
11. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Service constitutes acceptance of the modified Terms.
12. Governing Law
These Terms are governed by the laws of the United States. Any disputes shall be resolved in accordance with applicable federal and state law.
13. Contact Information
For questions about these Terms, contact us at:
By using Take Home Pay Calculator, you acknowledge that you have read, understood, and agree to these Terms of Service.
Remember: This calculator is a free tool for estimation purposes. Always consult with qualified professionals for official tax advice and financial planning.